Do I need insurance for my trailer?


Confused about what coverage you have (or don't have) on a trailer?  You're not alone!

Your Liability coverage (the damage you do to someone else's property) likely extends from your covered auto to the trailer.  But what about the damage to the trailer?

In this video we explain the basics of trailer insurance, and how you can make sure you're not just "insured" but actually "protected"!


Save hundreds (or thousands!) by avoiding this common insurance mistake!


Watch this short video to see some real world examples of people who could have saved hundreds (or thousands) of dollars by avoiding a very common insurance mistake.

Time, as they say, is money, and your time is valuable - but I think after watching this you will find 20 minutes or so in your busy schedule to have a chat with us!


Car Accident! How not to blow it at the moment of truth!


Think you know everything you need to do when you get in a fender bender?  You'd be surprised at how many "insurance smart" people make seemingly simple mistakes at the scene of an accident - mistakes that can potentially cost you a lot of money!

Watch this short video for some tips, and call or email us if you don't have one of the cheat sheets shown - it could save your bacon!


S'more thoughts from around the campfire!


The other evening around a fire a discussion began about what professions are universally “respected” these days.  None of us felt ours was, and virtually all the ones we considered the group easily identified widely accepted stereotypical negatives for – teacher (they only work half the year), auto technician (they overcharge for labor and parts), engineer (they think they know it all), attorney (ambulance chasers and sharks), contractor (unreliable deadbeats), sales people (slimeballs) – yet we agreed we knew people in these fields that did important work and did it well.  Our list, limited as it is, of professions we thought were respected by all, was pilot and astronaut.  I wonder what your group would add?

On further discussion we agreed that this desire to discredit vocations may be a sign of the times, it seemed to us that in the “good old days” people were more willing to see the value and dignity in the efforts of others, and less likely to point out the negatives – a sad commentary on the world today. 

That got me to thinking about the insurance industry – to many a necessary evil – and our role in helping people manage their every-day risk.  Our value is in both helping people understand their insurance, and in advocating for them in their time of need.  We’re here in good times and bad, committed to truth and transparency, ready to help you navigate the often confusing world that is insurance.

We take our responsibility in helping you protect your world very seriously, and we’re proud of the work we do.  If you know someone who is unhappy with their agent, or doesn’t have one, we’d be happy to provide the same service to them! 


Drive for Uber, Lyft, or another rideshare company? You need to watch this!


As you may, or may not, know gaps in insurance coverage often exist for people driving for these transportation network companies (TNC’s).  Specifically, while some TNC’s provide their drivers liability coverage when they have a passenger in the car, many personal auto policies have a gap in coverage when the driver is on the way to pick up a passenger.
The good news is there are endorsements available from some companies that help fill some of the gaps in coverage between our personal auto policy and the TNC’s commercial coverage.  In addition, the endorsement can also address the deductible associated with comprehensive and collision coverages provided by the TNC, as those are typically much higher that carried on a personal auto policy.

The best news is we know a company that offers this valuable endorsement, and the cost is generally about $15 to $20 per policy period for the added protection!

Need more info?  Call or email and we would be happy to explain it further!